Privacy Policy

1. Who We Are

Portfolyn ("we," "us," or "our") is an educational platform operated at portfolyn.com. Our platform provides free, informational content about investment education and financial literacy. We do not offer financial services, accept payments, or manage user accounts.

For privacy-related inquiries, contact us at: info@portfolyn.com

2. Information We Collect

Information You Provide Directly

When you submit our contact form, we collect the information you enter — typically your name, email address, and message content. This data is used solely to respond to your inquiry.

Information Collected Automatically

When you visit our website, we may automatically collect certain technical information, including:

• Your IP address (in anonymized or truncated form)
• Browser type and version
• Operating system
• Pages visited and time spent on each page
• Referring URL (the page you came from)
• Date and time of your visit

This information is collected through server logs and, where applicable, analytics tools. It is used to understand how visitors use our site and to improve our content.

Cookies

We use cookies to remember your cookie consent preference and to collect anonymized analytics data. Please see our Cookie Policy for full details.

3. How We Use Your Information

We use the information we collect for the following purposes:

• To respond to your contact form submissions
• To analyze website traffic and improve our educational content
• To remember your cookie preferences
• To ensure the security and proper functioning of our website
• To comply with legal obligations

We do not use your information to send marketing emails, serve targeted advertisements, or build user profiles for commercial purposes.

4. Legal Basis for Processing (GDPR)

If you are located in the European Economic Area, our legal bases for processing personal data are:

• Legitimate interests — for analytics and site security, where our interests do not override your rights
• Consent — for non-essential cookies, which you may accept or decline
• Contractual necessity — for responding to contact form submissions

5. Data Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties.

We may share information with trusted third-party service providers who assist us in operating the website (such as web hosting providers or analytics services). These providers are contractually obligated to use your data only for the services they provide to us.

We may also disclose your information if required to do so by law or in response to a valid legal request from a public authority.

6. Data Retention

Contact form data is retained for no longer than 12 months after your inquiry is resolved, after which it is deleted. Analytics data is aggregated and anonymized. Cookie preference data is retained for 12 months from the date of your consent.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Access — request a copy of the data we hold about you
• Rectification — request correction of inaccurate data
• Erasure — request deletion of your personal data
• Objection — object to processing based on legitimate interests
• Restriction — request restriction of processing in certain circumstances
• Portability — receive your data in a structured, machine-readable format
• Withdraw consent — at any time for consent-based processing

To exercise any of these rights, contact us at info@portfolyn.com. We will respond within 30 days.

8. Security

We implement reasonable technical and organizational measures to protect your personal information. However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

9. Children's Privacy

Our website is not directed at children under the age of 16. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us and we will promptly delete it.

10. Third-Party Links

Our website may contain links to third-party websites for informational purposes. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies before providing any personal information.

11. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of our website after a policy update constitutes acceptance of the changes.

12. Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Portfolyn
Email: info@portfolyn.com
Website: portfolyn.com